Insurance FAQs
Short answers to common questions, with links to full guides. General information only.
What is a premium?
The amount you pay for your policy. See the glossary.
How does a car insurance claim work?
You report the loss, the insurer investigates and decides what is covered, and pays under the policy terms. Details: how car insurance claims work.
Is renters insurance required?
Not by law in general, but some landlords require it. See is renters insurance mandatory.
Can I negotiate my home insurance rate?
Sometimes there are ways to lower it. See ways to negotiate.
Does a claim raise my premium?
It can, depending on the insurer. See home insurance after a claim.
When does health insurance start with a new job?
Start dates depend on the employer’s plan. See this guide.
Can I have two health insurance policies?
See is it illegal to have two health insurance policies.
How do I cash an insurance check?
See how to cash an insurance check.
What is cash value in life insurance?
See net cash value.
Still have a question?
This page is general information only. It is not insurance, legal, tax or financial advice. Rules, coverage and prices vary by state, insurer and policy, so check your own policy documents and talk to a licensed agent or your insurer before making decisions.
