About Pro Insurance Info
Pro Insurance Info publishes plain-language insurance information: buying guides, explainers, reviews and calculators covering auto, home, life, health and renters insurance. The goal is simple. You should be able to understand your coverage, your options and your claim before you talk to an insurer or an agent.
Meet Adam Grabois
Adam Grabois is the principal licensed agent, adjuster and expert behind Pro Insurance Info. He is a construction, insurance and property loss professional whose work centers on insurance and property claims: how damage is assessed, how a claim is estimated and how coverage applies when something goes wrong.
Adam leads Industry Insurance Inc. in Miami, Florida, and since May 2018 has also served as Principal and General Contractor at Industry LLC in Boca Raton, Florida. That combined background puts him on both the insurance side and the construction side of property loss.
Licensing & Agency Credentials
- Agency: Industry Insurance Inc. — Florida Agency License
#L138824 - Principal Agent & Adjuster: Adam Grabois — Florida License
#P030467 - Office: 777 Brickell Avenue, Suite 500, Miami, FL 33131
- Phone: 305-985-4442
- Email: hello@proinsuranceinfo.com
Professional licenses and certifications
As listed on his LinkedIn profile and state records, Adam holds or has earned the following:
- Florida Department of Financial Services: All Lines Claims Adjuster (6-20), Property & Casualty General Lines Insurance Agent (2-20) and Life & Health Agent (2-15) — Florida License
#P030467 - State of Florida: Certified General Contractor and Certified Roofing Contractor
- Florida DBPR: Real Estate Broker, Licensed Mold Assessor and Licensed Mold Remediator
- Florida Office of Financial Regulation: Mortgage Loan Originator
- IICRC: Water Damage Restoration and Fire & Smoke Damage Restoration
- FAA: Part 107 drone pilot
Education
Adam has a Master’s degree from Columbia University, a Bachelor’s degree from Tufts University and a JD from UNH Franklin Pierce School of Law.
Areas of expertise
Claims Adjusting
Claims adjusting is the work of investigating an insurance claim: inspecting the damage, reading the policy and working out what is covered and what the loss is worth. Adam holds a Florida All Lines Claims Adjuster license (6-20), as listed on his LinkedIn. He uses that background to explain how an adjuster looks at a claim, which documents matter and what to ask, so you can follow your own claim with confidence.
Xactimate and Symbility Estimating
Xactimate and Symbility are estimating software programs widely used by insurers and adjusters to price property claims line by line, from materials to labor. If your insurer sends you a repair estimate, it may well come from one of them. Drawing on his adjusting and contracting background, Adam explains how these estimates are built and how to read one, so you can spot missing items and know which questions to raise.
Construction Estimating
Construction estimating means working out what a repair or rebuild will take: the materials, the labor and the order the work has to happen in. Adam is a Florida Certified General Contractor and Certified Roofing Contractor, and Principal and General Contractor at Industry LLC in Boca Raton, Florida, since 2018. He has also earned IICRC Water Damage Restoration and Fire & Smoke Damage Restoration certifications and holds Florida mold assessor and mold remediator licenses. He uses that hands-on view to show how repair costs come together, so you can compare a contractor’s estimate with your insurer’s.
Property and Casualty Insurance
Property and casualty insurance protects your things and covers you when you are responsible for someone else’s loss. It includes home, auto, renters and business policies. Adam holds a Florida Property & Casualty General Lines Insurance Agent license (2-20) and a JD, which helps when policy wording needs a close read. He breaks down what these policies usually cover, the common exclusions and how deductibles work, so you can read your own policy with a clearer eye.
Health Insurance
Health insurance helps pay for medical care, whether through an employer plan, a marketplace plan or another source. The key pieces are premiums, deductibles, copays, provider networks and what each plan covers. Adam holds a Florida Life & Health Agent license (2-15), and he explains these terms in plain language so you can compare plans and make sense of your bills and denials.
Life and Term Life Insurance
Life insurance pays money to the people you name when you die. Term life covers a set period, such as 10, 20 or 30 years, while permanent policies such as whole life are designed to last your lifetime and can build cash value. With his Florida Life & Health Agent license (2-15), Adam explains how the types differ and what to weigh, so you can choose the coverage that fits the people who depend on you.
Medicare and Medicaid
Medicare is the federal health insurance program mainly for people 65 and older and for some younger people with disabilities. Medicaid is a joint federal and state program for people with limited income and resources, and its rules vary by state. Drawing on his Life & Health Agent license (2-15), Adam helps readers understand the parts of Medicare, how Medicaid coverage generally works and the questions to ask. For your own enrollment, Medicare and your state Medicaid office have the final word.
Why this site exists
Insurance decisions are hard to undo, and policy language is hard to read. Many people only find out what their policy really covers after a loss. Pro Insurance Info is here to close that gap, with clear answers to common questions so you can buy the right coverage and handle a claim with confidence.
How we research and write
- We work from primary sources wherever we can: policy forms, state insurance departments, federal agencies and the insurers themselves. We link to them so you can check for yourself.
- We explain how things work in general, then point you to where the rules for your state and your policy live.
- We update articles when rules, prices or plan details change. You can read more about our process on our How We Write page.
Editorial independence
Pro Insurance Info is supported by advertising and partner referrals. Advertisers don’t choose our topics or shape what we write. Nothing on this site is a binding quote or a contract of coverage; for policy quotes or personal coverage assistance, you can reach Industry Insurance Inc. directly at 305-985-4442.
Corrections and questions
If something is wrong or out of date, or you have a question, please contact us with the article link and we’ll review it.
Where to start
This site is general information only. It is not insurance, legal, tax or financial advice. Rules, coverage and prices vary by state, insurer and policy, so check your own policy documents and talk to a licensed agent or your insurer before making decisions.
