Can insurance company add a driver without your permission? Adding someone to the policy requires her explicit or inferred agreement. Her silence on the matter meant her understanding. The question is whether or not the company’s liability exposure is increased…
Can you drive a car with insurance but no tag? You don’t even have to be pulled over by the police for them to issue a citation. Law enforcement officers can issue a ticket on your windshield if they observe…
It’s almost impossible to cheat this company. However, the ability to cut premiums with good driving is Root Insurance’s strongest suit. The most significant disadvantages are its poor customer service reputation and restricted coverage alternatives. The procedure by which a…
Act of convincing someone to cancel their life insurance and buy a new plan of the same kind. Misrepresentation occurs when an insurance salesperson persuades an existing life insurance policyholder to replace it with a comparable new policy sold by…
Life insurance is a potentially valuable asset. This hidden value usually referred to as the cash value element of your policy, is an excellent way to gain quick access to funds in times of need. Let’s learn which type of life…
Many people ask what kind of insurance provides replacement value for personal possessions. The short answer is the homeowners, renters, and condominium insurance includes the replacement value option. The term “contents coverage” refers to the coverage provided by homeowner’s insurance.…
Many people ask, will insurance cover unregistered car. It all relies on your insurance company’s underwriting guidelines. You may either co-own the vehicle or add yourself as an owner, or you can obtain non-owners liability insurance, which will protect you…
When does health insurance start at a new job? Some health insurance policies need between 30 to 90 days to enjoy the coverage benefits. This allows the employer to hire you on a probationary basis or impose a trial period…
What is an adjuster in auto insurance? Loss adjusters can handle property claims involving structural damage and liability claims involving personal injury or property damage to others. They evaluate property damage or personal injury claims to determine the insurance company’s…
What is rebating in insurance? It is the return to the insured of a portion of the premium or the agent’s or broker’s commission on the tip or other inducements to do business with a particular insurer. In most states,…
