Protect Advantage Insurance for 4 Premiums | An Expert Guide

40.00 A month for each wireless account that has been registered with the service provider. In addition, it comes with AT&T Protection for up to four people and ProTech application, picture storage application, and ProTech Assistance for up to four eligible phones or tablets, so you can obtain help with them. Let’s dig deeper into protect advantage insurance for 4 premiums.

Each device can be claimed for up to $2,500 per claim. There can be no more than eight claims in a single 12-month period.

AT&T Protect Advantage for 4 comes with AT&T Protect for four coverage for up to four devices, ProTech Assistance, the ProTech app, and a photo storage app. It also comes with the ProTech app.

All eligible devices that can connect to the network but aren’t fully charged because of a proTech diagnosis are covered. AT&T Protection Advantage gives you a lot of help and protection for your wireless devices, as well as quick replacement and repair.

When you need help from experts and essential tools to make your device’s user experience better, we’re here for you.

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What is AT&T phone coverage?

Protect Advantage Insurance for 4 Premiums

To protect your AT&T phone, you can choose from some different packages. All insurance plans cover these things if your phone is lost, stolen, damaged, or don’t work right when it should. To change your phone, you’ll have to pay a little extra for the phone and its class.

AT&T’s most complete phone insurance plan is Protect merit, and you can buy one or four phones.

The pricing is about the same whether you purchase one or four gadgets. You may also take advantage of same-day gadget exchange and screen restoration services.

  • Once a year for one device, and up to eight times a year for four (including tablets, smart watches, and laptops).
  • AT&T also has cheap cell phone insurance if you don’t want to spend a lot of money.
  • There are no special discounts for having more than one device covered by the insurance. Each machine is covered in the event of a minor death.
  • During the year, you can make over two claims. You can also have your screen fixed and your device replaced the next day.

AppleCare: Is AppleCare better than AT&T?

Protect Advantage Insurance for 4 Premiums

Apple’s AppleCare+ service is better than AT&T, Verizon, T-Mobile, or Sprint’s for three main reasons.

What are the merits of AT&T phone coverage?

AT&T Protect Premium is the most complete phone coverage package offered by AT&T. It has the following advantages:

For one to four devices, insurance will pay for the costs, immediate replacement, and activation of the new device.

  • You can make three claims (eight claims for four devices).
  • There is a 29 deductible for screen repair.
  • Unlimited space for photos and videos
  • Unrestricted battery changes
  • It protects your identity with ID notify (but requires separate registration).
  • The ProTech app comes with the game. You can get help and advice by phone or chat.
  • The cheapest option, AT&T Mobile Insurance, doesn’t come with the ProTech app, but you can include it for an extra $9 monthly.

Here are the merits of AT&T Mobile coverage:

  • A single device can cover a lot.
  • One claim a year.
  • 49 is the fee for screen repair.
  • You can get a new one the next business day.
  • The ATT ProTech app is a tool that helps people who use their phones.
  • Using the AT&T ProTech app, you can almost always get help from our technical experts.
  • When you have a question about technology, you can get the answer right in your pocket.
  • A sliding co-pay is a payment that changes based on how much money you have.
  • You can call a sliding deductible a “decreasing” or a deductible that has already been met.
  • Add-on: It is an extra safety measure, and it gives you points for good driving.
  • There is a $500 deductible for collision and comprehensive policies, but you only have to pay $200 of that amount if you make a claim.

What is the cost of AT&T phone insurance?

It’s possible to get T&T Protect Merit for one to four devices. If you buy insurance for just one device, you’ll pay an extra $15 a month on top of your phone bill, which is already $15. However, if you have four devices each month, the fee increases to $40.

If you want to save money on phone insurance, AT&T’s cheapest plan is Seguro Movil, which costs $8.99 a month for each device, no matter how many you buy.

Is AT&T phone coverage worth it?

You have to think about what kind of phone you have and how you use it to see if cell phone insurance is right for you.

However, if you choose AT&T’s cheapest mobile phone plan, it will cost you about $100 more per year than the mobile phone plan you already have. It might be over the extra money if you have a high-end device. People who handle their phones and change them often may not cover the money. You can obtain AT&T cell phone insurance for cheap if you lose, break, or steal your phone.

Unlike Protect Advantage, it doesn’t have as many features.

Most people don’t require more features like streaming aid or extra battery replacement. Protect advantage is cheaper and only entails a few extra dollars for four gadgets.

A good thing about Protect Merit is that you get a $20 discount on your deductible when your doors are fixed. If your phone doesn’t fall from your hand and break the first time you use it, this might be the best choice.

Some people have had their digital cameras stolen, and they are aware how devastating it can be to steal them. AT&T’s cell phone coverage is an excellent way to keep your phone safe, but it doesn’t cover everything.

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Frequently Asked Questions

How does protect Merit insurance for 4 Work?

Quick and easy: You can report lost or stolen devices and get email updates and tracking information. You can also report damaged or out-of-warranty devices.

On top of your cell phone bill each month, you may have to pay a co-payment.

How much does AT&T phone coverage cost?

If you want AT&T Protection Advantage, you can get it for one to four devices. In this case, you’ll pay $15 per month on top of your phone bill. If you only want one device, you’ll pay $15 per month.

But if you have four devices each month, the fee is $40 each month, not $30.

At AT&T, the cheapest way to get cell phone coverage is to buy the mobile Phone Protection plan, which costs $8.99 per month, no matter how many phones you buy. No matter how many phones you accept, this plan costs the same.

What are the merits of AT&T phone coverage?

Protect plus is AT&T’s most complete phone coverage package, with options to purchase one or four phones.

  • For one to four devices, insurance will pay for the costs.
  • Immediate replacement and activation of the new device.
  • You can make three claims (eight claims for four devices).
  • There is a 29 deductible for screen repair.
  • Also, you can customize types of equipment.
  • You can use streaming.
  • Unlimited space for photos and videos
  • Unrestricted battery changes
  • Notify helps protect your identity (but requires separate registration).

What benefits are available to AT&T Protect Advantage customers?

Lost or stolen phones, accidents caused by objects or liquids, and out-of-warranty damage are covered under the T&T Mobile Insurance and Protection Advantage 1 and 4 plans, as well as the T&T Mobile Insurance and Protection Advantage 3. People in certain parts of the country can also get their screens fixed.

Bottom line

Phone coverage isn’t for everyone, but it might be worth it for people with new phones like the iPhone 13 Pro Max or the best Android phone.

Having to pay for a new phone out of your pocket can be very annoying, but cell phone insurance can help cover the cost of getting a new one. AT&T has two phone protection plans that can fit your budget. 



Adam Grabois is an expert in all aspects of Insurance and Property with 20 years of experience. He is a licensed broker of all lines including property, casualty, life, and health. As a licensed adjuster, he is well-versed in all aspects of insurance, and he owns All Needs Insurance agency in Florida.

He attended Tufts University where he earned his undergraduate degree, followed by a Master's degree from Columbia University.

Adam shares his breadth of experience by helping many businesses and individuals manage risk and protect themselves financially. He now shares this with the audience of the "Pro Insurance Info" website.

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