How Much Does a 72-Hour Hold Cost without Insurance | Expert Guide

How much does a 72-hour hold cost without insurance? This is a popular question which we have extensively answered in this article. Serious mental illnesses can often make a person incapable of making sound health decisions on their own. As a result, American health regulations enable persons to be placed under the supervision of medical experts for a 72-hour mental hold, as many people refer to it.

This involuntary admissions arrangement is supposed to help determine whether or not a patient needs additional treatment. In addition, if someone cannot regulate their conduct due to psychological discomfort or drugs, it may be required to keep them from injuring themselves or others.

There are two major Acts that a person might be placed under this form of hold in most places in America. The Baker Act protects those who have mental health problems.

The Marchman Act was enacted to assist people who are addicted to drugs or alcohol. In both circumstances, what transpires during a 72-hour psych hold usually follows a very particular set of standards aimed at stabilizing the individual and determining whether they need to stay in the care facility for longer.

How much does a 72-hour hold cost without insurance? 

How Much Does A 72-Hour Hold Cost Without Insurance

As per the therapist database, the typical cost of a 72-hour hold without insurance can vary from $100 to $400 per session. The cost of treatment is usually determined by the therapist’s level of training, years of work expertise, and geographic location – therapy is more expensive in more expensive areas.

Those fees, however, are for booking an appointment with a private treatment practice without using insurance. So you’ll want to start looking elsewhere if you want to find more economical solutions.

What does a 72-hour hold entail?

A 72-hour hold, often known as an “evaluation period,” is a timeframe during which the treatment team evaluates whether the patient fits involuntary admission standards. All patients must be handled in the least restricted setting possible, according to the law.

What are the Requirements for a 72-Hour Hold?

What are the Requirements for a 72-Hour Hold

Several types of persons can place a patient in a treatment facility against their will. A petition for a 72-hour hold can be filed by a doctor or a law enforcement officer. If you are the spouse, parent, or close relative of someone who requires immediate assistance, you may be allowed to petition for a hold. Although it will be more difficult, you may be able to get a non-relative, such as a tenant, admitted to a drug treatment center unwillingly. This will also convince the authorities that an individual you care about is in grave danger.

Because confinement in a treatment institution is a serious circumstance, it is only permitted when a person fits a set of conditions. The following are some of them:

  • The person refuses or is unable to make a sensible decision about an examination.
  • The person is in danger of injuring himself or suffering undesirable consequences as a result of self-neglect.
  • The individual is in danger of hurting someone else.
  • The individual is abusing substances that could endanger others.
  • Individual is unable to decide to seek treatment for addiction on their own.

What kinds of Evaluations are done right away?

A person should have a medical evaluation within 24 hours of entering the treatment institution for a 72-hour hold. This usually occurs within minutes to an hour or two of their arrival at the clinic to ensure that they are not in urgent physical distress.

This physical examination may include screening and other forms of assessments to help determine the person’s requirements and the causes of their behavior. They will be subjected to a psychological examination shortly after that. The findings of these evaluations are kept private. Following the information gathering, the institution can make a professional suggestion to the court to continue the hold.

72-hour hold: Will a Patient be treated throughout this time?

72-hour hold: Will a Patient be treated throughout this time

When people are worried about a loved one, they frequently inquire about 72-hour holds. If you have a loved one who may require this type of care, you may believe it is your final chance to assist them to stop injuring themselves. While your loved one’s experience during the first 72 hours may differ, it is usual for a person to realize that they require assistance gradually.

Initially, your loved one’s care will focus on assisting them in gaining stability and becoming more comfortable in the facility. Some people may need to take medicine to help them relax or sleep briefly. If your loved one develops withdrawal symptoms, medication and natural treatment options will help them feel better.

As their bodies begin to clear narcotics from their systems, many people notice a significant change in their thoughts and behavior. Your loved one can be ready to begin partaking in various sorts of therapy around the 24-hour to 48-hour period.

Counselors will start talking to your loved ones about what led to the 72-hour hold, as well as assuring them that continuing their treatment will be the best way for them to start leading healthier and safer life. Although a court could order them to stay a bit longer, this may not be necessary. Once your loved one is comfortable making more informed decisions, they may decide to seek elective therapy.

Knowing what happens during a 72-hour hold gives you peace of mind that your loved one is secure and well-cared for throughout that period.

Is it possible to get 72-hour hold therapy without insurance?

If you don’t have insurance or discover that your insurance wouldn’t pay for the therapy you want, you may be thinking about how to pay for what may be a costly appointment. The great news is that many programs, resources, and strategies make psychotherapy and 72-hour holds solutions more accessible. Some options may even be free. This includes the following:

Health centers in the community

Free or low-cost mental health care may be available at student health centers or federally mandated health centers (community-based facilities sponsored by the federal government).

The National Alliance on Mental Illness also maintains a toll-free helpline available 24 hours a day, seven days a week. The toll-free number is 1-800-950-6264. Visit for additional information or text NAMI to 741741.

Seek assistance from a university.

Patients can often access interns and inhabitants at university hospitals on a sliding fee basis. This is often significantly cheaper than private mental health practitioners.

Look into non-profit organizations.

Open Path Psychotherapy Collaboration is a non-profit organization that connects lower and middle people (and families) with low-cost mental health services. The cost of mental healthcare varies by state and provider, but it typically ranges from $30 to $50 per hour.

Assistance Programs for Employees

Some employers provide employee Assistance Programs (EAPs) as mental health benefits. Employees have free access to these advantages because their employers pay for them. You can find extra information on any EAP benefit alternatives in your employee handbook or through your human resources department.

An employee’s eligibility for free EAP benefits is usually limited to a certain number or amount each year. In addition, your employers may have negotiated reduced out-of-pocket fees for continued care from EAP-provided mental healthcare providers.

Benefits for disabled people

If you have a persistent or severe mental condition that prevents you from working, you may be eligible for disability benefits. Unfortunately, these advantages do not always include medical coverage. They may, however, be able to assist you in obtaining Medicare coverage, including psychological benefits, even if you are not yet 65 years old.


Independent therapists may be prepared to lower their costs to accommodate your budget. However, it never hurts to inquire about money discounts or a way to finance therapy based on your financial situation.

Look for low-cost internet counseling.

For individuals who want to conduct their consultation electronically from the comfort of their own homes, online therapy is a good choice. It’s also frequently less expensive. In a couple of minutes, you may select a provider and make an appointment using the internet. The cost of an appointment is usually over $70. There is no need for a waiting room, paperwork, or insurance too.

Frequently Asked Questions

What is the cost of a 72-hour hold without insurance?

People seeking a 72-hour hold without insurance should expect to pay between $100 and $400 every session in most parts of the country.

How long may you be held against your will at a health center?

Without a judge’s authorization, you can be held in the hospital against your will for up to 72 hours.

Is it possible to be compelled to enter a mental institution?

Yes. You can be compelled to enter a mental institution. But if the doctor considers you are “mentally ill” or “mentally unstable,” as defined by the Act, you can be forced to stay. A doctor must also see you in 12 hours under the Mental Health Act of 2007


In conclusion, insurance comes with diverse monetary benefits. And if you desire to know how much a 72-hour hold cost without insurance, the tips above will aid you immensely.



Adam Grabois is an expert in all aspects of Insurance and Property with 20 years of experience. He is a licensed broker of all lines including property, casualty, life, and health. As a licensed adjuster, he is well-versed in all aspects of insurance, and he owns All Needs Insurance agency in Florida.

He attended Tufts University where he earned his undergraduate degree, followed by a Master's degree from Columbia University.

Adam shares his breadth of experience by helping many businesses and individuals manage risk and protect themselves financially. He now shares this with the audience of the "Pro Insurance Info" website.

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