Alaska Airlines Flight Insurance | A Detail Guide by Expert

Unless you have travel insurance, you could find yourself in a lot of trouble if something goes wrong with your trip or if your luggage is lost, stolen, or otherwise destroyed. Let’s learn about Alaska airlines flight insurance in details.

Many travellers prioritize purchasing travel insurance to protect themselves from any problems that may arise during their short travels or even longer journeys.

Because Alaska Airlines’ principal destinations are all within the United States, if your travel does not include a flight to another country, you may find it inconvenient to get insurance via them if your itinerary does not include a flight to another country.

What Is Alaska Airlines Travel Insurance? – Detailed Comparison

Alaska Airlines Flight Insurance

To see how Alaska priced its Flight Insurance compared to another airline that employed the same Allianz Flight Protector, we conducted a price comparison. Even though the prices are the same, the coverage levels are drastically different. The likes of which we’d never seen before:

  • Alaska Airlines Flight Insurance is priced at 6.75 percent of your total ticket price plus service fees.
  • There is a $500 cancellation fee and a $5,000 maximum cancellation fee.
  • Incapacity for travel of up to 150 percent of the trip cost ($5,000 maximum).
  • Travel Insurance (300 dollars)
  • $1,200 (maximum of $150 per day) for travel delays.
  • The cost of a bag delay is $150.
  • Service of a Concierge
  • Included is access to a 24-hour hotline.

Existing Medical Conditions Available

Alaska Airlines Flight Insurance

Now, this is terrible, genuinely terrible. Soon, we’ll explain why this is the case.

Before showing you what actual, high-quality flight insurance should look like, look at the statistics listed below. As it turns out, Allianz sells its terrible flight insurance with various airlines. However, coverage varies from airline to airline for the same price as before.

Customers of Alaska Airlines Flight Insurance (from Allianz) will receive less coverage than customers of JetBlue Flight Insurance (from Allianz), but they will pay the same premium. Isn’t that enough to drive you insane?

The JetBlue travel insurance policy is reproduced in its entirety here. Note that the maximum coverage levels are between twice and three times higher than the levels provided by Alaska Trip Protection. Travel delay insurance, baggage delay insurance, and other benefits are all the better with JetBlue than with Alaska.

Please do not believe that we are supporting JetBlue’s insurance policy. When we assessed it, we thought it was a complete disaster. Nonetheless, it is superior to the same-priced flight insurance coverage from Alaska in several ways. 

Alaska Trip Insurance Has No Travel Medical Insurance Coverage

Every one of the travel insurance policies that we offer includes travel medical insurance as part of the package. Even for flights within the country. Consider the implications of this for a moment. Missed flight insurance, also known as flight change insurance, has the potential to be quite beneficial. 

However, most of us require travel medical insurance because the costs of medical treatment abroad can be extremely expensive. Most of us have medical insurance through our employers or our state’s Medicaid program.

However, double-check your insurance to see how much coverage you have if you travel outside of your network or out of state. No one wants to incur such additional expenses, which is exactly what trip insurance on flights should cover. Health coverage should be included in the finest Alaska Airlines Travel Insurance policy.

How to Purchase Travel Insurance?

How to Purchase Travel Insurance

Obtaining the coverage is pretty straightforward; if you prefer to purchase it via Alaska Airlines; you will only need to complete their online insurance form if you have already booked your plane ticket.

Alternatively, suppose you discover that the insurance cost is prohibitively expensive. In that case, you should contact your Alaska Airlines travel insurance provider to determine if your location is covered, whether you can obtain complete coverage, and negotiate a lower price.

Alaska Airlines Flight Insurance – $125

Benefits that are dependent on when you use them.

The following reasons can be used to cancel your reservation: There is nothing there. Refund

  • 0 percent refund if you cancel due to work obligations
  • There is no exception for medical illness if you have a pre-existing condition.
  • Fourteen days is the time-sensitive period.
  • Ten days are allotted for free examination.
  • Look Back at Previous Data: N/A

Can you cancel your Alaska Airlines flight?

Flight cancellations on Alaska Airlines are not always covered under the company’s reimbursement policy. Your saver fare, which offers reduced costs but comes with various restrictions, can only be cancelled during the first 24 hours after purchase and only if you purchased your ticket at least 24 hours before departure.

Except for non-refundable tickets, which do not guarantee a refund and instead provide a credit toward a future flight, the other pricing types allow you to change or cancel your flight within specific limits.

You may question how much it will cost you to cancel an Alaska Airlines flight. The truth is that it varies according to your specific situation. No additional fees are applied to refundable flight reservations. 

After the first 24 hours after making your reservation, you will not be able to get a cash refund on most flights other than Saver fares, but you will be able to get a credit for future travel instead. 

A $25 to $50 per adjustment may be assessed for changes made during the airline’s check-in window (i.e., between check-in opens and the flight departs).

How to Cancel a Flight on Alaska

How to Cancel a Flight on Alaska

Step 1: Go to Alaska’s site and click on My Trips to log into your Alaska account.

Step 2: After selecting the trip you’d like to cancel, click Cancel on the confirmation screen. In addition, you can make changes to your ticket right from this screen.

Step 3: The following screen will ask you to confirm that you wish to cancel your reservation. After you click Confirm, your booking will be officially cancelled. You will receive an email confirmation with your ticket number and any monies that remain after any potential cancellation fees have been deducted from your account.

The number to contact if you prefer to have a customer care representative assist you through the cancelling process is 800-252-7520.


Alaska Airlines has had consistent growth in recent years. It has a dedicated consumer base, as well as some distinctive branding. It also features some of the most impressive unique livery paint jobs of any airline in the United States of America.

We’ve included a reproduction of one of their classic designs below. Alaska Airlines Travel Insurance, on the other hand, is quite expensive and provides extremely limited coverage.

Like so many other airlines in the United States, Alaska Airlines Travel Insurance is a member of the Allianz Travel Insurance family of trip insurances, which also includes travel insurance for other airlines. 

The practice of airlines pushing numerous additional services on passengers in the United States is commonplace. The hard push on flight insurance has gotten even more effective in recent years, which is a disappointment. The majority of passengers would enjoy substantial cancellation protection.

They would prefer to have comprehensive Travel Medical Insurance coverage. Because of the inclusion of Travel Medical Evacuation insurance, they would be more at ease. Even more puzzling, none of this is covered by Alaska Airlines Travel Insurance, which is a mystery to me.

Also, keep in mind that Alaska Airlines does not wish to offer any types of trip cancellation insurance that could compete with its lucrative Refundable tickets, which are extremely popular.


Adam Grabois is an expert in all aspects of Insurance and Property with 20 years of experience. He is a licensed broker of all lines including property, casualty, life, and health. As a licensed adjuster, he is well-versed in all aspects of insurance, and he owns All Needs Insurance agency in Florida.

He attended Tufts University where he earned his undergraduate degree, followed by a Master's degree from Columbia University.

Adam shares his breadth of experience by helping many businesses and individuals manage risk and protect themselves financially. He now shares this with the audience of the "Pro Insurance Info" website.

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